Idaho Department of Finance

Bank On Treasure Valley

Bank On Treasure Valley

Through Bank On, a program of United Way of Treasure Valley, it’s a simple process for local individuals to get connected to low-cost, starter checking, savings and loan accounts. Community members complete three financial education sessions before receiving their certificate, which allows them to choose from any of the participating banks and credit unions.

You can register for classes today at

The Need

  • The average person who doesn’t have a bank account spends 10 percent of his or her net income on alternative financial services.
  • 7.7 percent of U.S. households are unbanked (without a checking or savings account)
  • 17.9 percent of U.S. households are underbanked (may have a checking or savings account but still use costly alternative financial services)
  • 43 percent of U.S. households with a yearly income below $30,000 are either unbanked or underbanked.