Official Government Website

Department of Finance Bureaus

Financial Institutions Bureau

Acting Bureau Chief: Brad Bergquist

The Financial Institutions Bureau regulates, supervises and examines state-chartered commercial banks, savings banks, credit unions, bank holding companies, trust companies and business and industrial development corporations. The Bureau is responsible for enforcement of the Idaho Bank Act, Idaho Bank Holding Company Act, Idaho Interstate Branching Act, Idaho Interstate Banking Act, Idaho International Banking Act, Idaho Savings Bank Act, Idaho Trust Institutions Act, Idaho Credit Union Act, and Business and Industrial Development Corporation Act. Compliance with applicable laws is monitored by on-site examinations, off-site surveillance of all state-chartered financial institutions and licensees, and by investigations of complaints filed with the Department. The Bureau is comprised of the Banking Section and the Credit Union Section.

> Read more about the Financial Institutions Bureau

Consumer Finance Bureau

Bureau Chief: Anthony Polidori

The Consumer Finance Bureau is the regulatory and licensing authority for regulated lenders (finance companies, payday and title lenders),extending credit to their customers, collection agencies, credit/debt counselors, credit repair organizations, debt buyers, mortgage lenders, brokers, and loan originators. The Consumer Finance Bureau is charged with the responsibility of administering and enforcing the Idaho Credit Code (ICC), the Idaho Collection Agency Act (ICAA), the Idaho Residential Mortgage Practices Act (IRMPA), and the Idaho Mortgage Company Act. Compliance with applicable laws is accomplished by on-site examinations of all licensees, and by investigations of complaints filed with the Bureau. The goal of the Bureau is to assure the availability and quality of consumer finance services, and ethical debt collection practices.

> Read more about the Consumer Finance Bureau

Securities Bureau

Bureau Chief: Jim Burns

The Securities Bureau administers and enforces several consumer and business protection statutes.

Where individuals or entities violate these statutes, appropriate remedies are sought using statutory and administrative enforcement authority. The Bureau also provides assistance in criminal prosecutions when necessary.

> Read more about the Securities Bureau

Supporting Services Bureau

Bureau Chief: Dave Jensen

The Supporting Services Bureau is responsible for the Department’s personnel and HR functions, accounting and budgeting, information technology systems, web development and integration, database development and maintenance, transportation and vehicles, centralized purchasing, general office services, facilities maintenance and planning, communication systems, and many other services to support the mission of the other bureaus.

> Read more about the Supporting Services Bureau