Official Government Website

Predatory Lending Fact Sheet

The State of Idaho is working hard to protect borrowers from illegal and improper lending practices while still making sure that people get the credit they need. Prospective home buyers and other borrowers need to do their part by being careful about the lenders they select. Educating yourself about the techniques that dishonest lenders use will help you avoid becoming a victim of predatory lending.

The term "predatory lending" is used to describe a variety of deceitful, fraudulent or unfair credit practices, including:

Unscrupulous lenders who use these tactics often target vulnerable populations such as low-income borrowers and seniors.

Protect Yourself From Predatory Lending Practices

Shop Around

Use Caution

Ask Questions

Before You Sign On The Dotted Line