Guidance

See also: Statutes and Rules

Department of Finance

Securities

• Guidance Regarding Fees for Illiquid Investment Products
• Advisory Concerning Securities Sales

Money Transmitters

Escrow Act

• Interpretations for § 1031 Qualified Intermediaries Under The Idaho Escrow Act

Financial Institutions

• Authentication in an Internet Banking Environment
• Courier Services
• Minimum Capital Requirements and Permissible Investments for Trust Companies
• Sensitivity to Market Risk and Interest Rate Risk
• Credit Union Parity Requests
• BSA – Guidance on Marijuana-Related Businesses

Mortgage

• Financial Responsibility/Fitness of Mortgage Loan Originators and Control Persons
• Telecommuting and Branch Licensing Requirements
• Mortgage Recovery Fund – Mortgage Education Training for Licensees and License Applicants
• Financial Analysis Guidance
• Activities that Constitute Mortgage Lending Under the Idaho Residential Mortgage Practices Act

Collection Agency Act

• Billing Service Companies and Application of the Idaho Collection Agency Act
• Debt Buyers and Application of the Idaho Collection Agency Act
• Authorized Use of Pre-Judgment Settlement Agreements Pursuant to the Idaho Collection Agency Act
• Regarding the Impact on Collection Activities Relative to Medical Recovery Services, LLC v. Strawn, 156 Idaho 153, 321 P.3d 703

Regulated Lenders

Payday Lenders

• Guidance to Payday Lenders Operating in Idaho Regarding “Extended Payment Plans”

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