Patricia Perkins, Director of the Idaho Department of Finance, is warning consumers to look closely at incoming mail that may appear to be correspondence from regulated consumer lenders but are really third-party advertisements or even scams.

Home improvement projects can be
complex and may involve long-term financial commitments. Taking proactive steps, such as researching financing
options and their implications, and becoming familiar with other important considerations, can help homeowners
make more informed decisions and avoid common pain points associated with financing home improvements.